Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Don't Myth Out on Whole Life There are a lot of myths around whole life. Get the facts here. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month. Starting a Roth IRA for a Teen This early financial decision could prove helpful over time.